The following Privacy Policy describes how "Fastcash", and its Affiliates, collect, store, use, transfer, disclose and protect your Personal Information.

When you apply for a loan or use our financial products and services, we may collect personal information about you, such as your name, address, telephone number, email address, date of birth, employment information, income, and other financial information. We may also collect information about your credit history and other credit-related information.

This agreement describes how we obtain, use and protect your personal data. You can modify and delete your personal information at any time.

We promise not to share your personal data with a third party.

PERSONAL INFORMATION WE COLLECT

We may collect personal information about you from a variety of sources, including:

·Information you provide to us on loan applications, enrollment forms, or other forms

·Information we receive from credit bureaus, financial institutions, and service providers

·Information we receive from you when you interact with us online, by phone, or in person

SMS

Only SMS messages pertaining to financial activities are read and uploaded for reference purposes. No other SMS information is collected or uploaded. These SMS data is encrypted and securely transmitted to https://fast.ghfastcash.com. Upon analysis, these SMS data is permanently deleted. We uphold strict confidentiality and do not share your SMS data with any third party.

Camera

We require camera access so that you can easily scan, or capture required KYC documents and save time by allowing us to auto-fill relevant data. This ensures that you are provided with a seamless experience while using the application.

DEVICE APP LIST

We request access to your device's list of installed applications to verify the authenticity of your information and assess credit risk accurately. By querying for specific apps aligned with our app's manifest declaration, we can identify any fraudulent or cloned features present on your device (e.g., fake location information, cloned email IDs, and contact information).

This limited app information is securely collected and transmitted to Fastcash servers at https://fast.ghfastcash.com.We never share this data with any third party. Collection only occurs with your explicit authorization.

PHONE STATE

Fastcash requires access to your phone state to prevent unauthorised device activity and mitigate fraud risks effectively. By monitoring specific device information such as hardware model, build model, RAM, storage, and unique identifiers like serial number, we can ensure the integrity of transactions. Additionally, SIM information and WIFI details, including MAC addresses and mobile network information, are collected to uniquely identify devices. This data enriches your credit profile and aids in assessing creditworthiness accurately.All data will also be uploaded to our servers https://fast.ghfastcash.com encrypted and will not be shared with any third parties.

CALENDAR INFORMATION

We require calendar information so that you can set up a loan due date memo in the app after the loan, which will remind you to repay your loan on time.

The calendar information will be uploaded to https://fast.ghfastcash.com. We will delete the calendar information after we have determined your risk profile.

LOCATION

We may collect the location information of the equipment, including the longitude, latitude, location area, location area code, positioning mode, positioning time, and other position-related information of the user equipment.All data will also be uploaded to our servers https://fast.ghfastcash.com encrypted and will not be shared with any third parties.

DISCLOSURE OF YOUR PERSONAL INFORMATION

We may disclose your personal information to third parties as necessary to provide you with financial products and services. For example, we may disclose your personal information to credit bureaus, financial institutions, and service providers that assist us in processing your loan application.

We may also disclose your personal information as required by law, such as in response to a subpoena or court order.

PROTECTION OF YOUR PERSONAL INFORMATION

We take reasonable measures to protect the security and confidentiality of your personal information. We maintain physical, electronic, and procedural safeguards to prevent unauthorised access to your personal information.

YOUR CHOICES REGARDING YOUR PERSONAL INFORMATION

You have certain choices regarding the use of your personal information. For example, you may choose not to provide certain information when applying for a loan. You may also request that we delete your personal information from our records, although we may be required by law to retain certain information.

If you have any questions or concerns about our use of your personal information, please contact us using the information provided below.

CHANGES TO OUR PRIVACY POLICY

We reserve the right to change our Privacy Policy at any time. We will notify you of any material changes to our Privacy Policy by posting the updated policy on our website or by other means. Your continued use of our financial products and services after any such changes indicates your acceptance of the revised Privacy Policy.

CONTACT INFORMATION

If you have any questions or concerns about our Privacy Policy, please contact us at:

Company Name: ACE MONEY LENDING SERVICES

ADDRESS: YB 319/12 YAABEM EGGFRUIT STREET CAPE COAST CENTRAL,GHANA

Email: fastcashservice@gmail.com